Social Security Timing Analyzer
Compare claiming Social Security at 62, 67, or 70, and see which pays the most over your expected lifetime.
Find yours in your my Social Security account at ssa.gov.
Best claiming age for you
Age 70
Break-even age (62 vs 70)
80.4
Your life expectancy is above it
Lifetime benefits at 70
$0
More than claiming at 62
$0
Compare claiming ages
Lifetime totals count payments from your claiming age to your life expectancy.
Claim at 62
Monthly
$0
$0 a year
Lifetime total
$0
30% reduction
Claim at 67
Monthly
$0
$0 a year
Lifetime total
$0
Full benefit
Claim at 70
Monthly
$0
$0 a year
Lifetime total
$0
24% increase
This tool is for educational purposes only. Actual Social Security benefits may vary based on your earnings history, marital status, and other factors. Visit ssa.gov for personalized estimates.