Financial Tortoise Community
Simplify Your Money
Grow Your Wealth
Secure Your Financial Future
Your roadmap to mastering your money, systemizing your finances, and building an optimal investment strategy for long-term wealth.
Enrollment is only open a few times a year to ensure that every member receives the best experience possible. Don’t miss out!
The community that is transforming people’s lives
“If the words ‘money,’ ‘investing,’ or ‘retirement’ give you stress and anxiety, this community is for you. Tae breaks it down step-by-step, in the simplest and most practical way.”
—Viren, Optometrist
“Joining Tae’s community was one of the best financial decisions I’ve made. His simple approach makes sense and has given me the confidence to map my own economic path.”
—Catherine, Scientist
“Becoming part of the Financial Tortoise community has truly been a godsend. Tae’s approachable, easy-to-understand guidance has completely transformed my outlook.”
—Derrick, Manager
“Having one-on-one meeting time with Tae where I can ask personal and specific questions and get Tae's insight has been incredible!”
—Peter, Creative Director
“Speaking with Tae was so helpful and cleared a lot of things regarding 529, Backdoor Roth, and clarified my mindset about investing. Thanks!”
—Sandeep, Dermatologist
“Tae's sharings were more than sharing of knowledge to me. For me, I was more like saved from my financial ignorance.”
—Grace, Dentist
Who’s This Community For?
If any of these sound like you, you’re in the right place.
The Financial Tortoise Community was created just for you.
You want to take greater control of your finances and investments, but have no idea what step to take first.
You’ve spent hours researching the market and what to invest in, but you find yourself confused and unsure.
You want to fire your financial advisor and manage your portfolio, but you’re worried about making costly mistakes.
You’re ready to grow your wealth, but you feel overwhelmed by the sheer amount of financial advice out there.
The Challenges of Building Wealth
If building wealth was easy, everyone would be rich.
Most people know they should be investing, but when it comes to setting themselves up for long-term wealth, they feel completely lost.
Everyone seems to have a different opinion, and most of what’s out there is either outdated, overly complicated, or just plain wrong.
One expert says to go all in on dividend stocks, another swears by real estate, and social media is filled with get-rich-quick schemes that sound too good to be true (because they usually are).
The real problem? It’s not a lack of options—it’s too many options.
Without a clear strategy, people either make random investment decisions, sit on cash out of fear, or hand everything over to a financial advisor without really understanding what’s happening with their money.
And that is extremely costly…
It leads to wasted time, missed opportunities, and a portfolio that’s either too risky, too conservative, or just plain inefficient.
Instead of building wealth with confidence, they’re constantly second-guessing if they’re doing the right thing—or worse, doing nothing at all.
The Secret To Building Lasting Wealth
Here’s the truth: Building wealth doesn’t have to be complicated.
The secret isn’t about chasing hot stocks, trying to outsmart the market, or spending hours buried in financial news.
It’s about simplifying, systemizing, and automating your money and investments so your money works for you, not the other way around.
Simplify – Cut through the noise. Focus on proven strategies that actually work, instead of getting lost in endless opinions and market trends.
Systemize – Create a structured, repeatable, automated process for investing your money so you have the peace of mind to sit back and watch your portfolio appreciate over the long-run.
Automate – Put your wealth-building on autopilot so you’re consistently growing your investments without second-guessing every decision.
When you have a simple, structured, and automated system, you take emotions out of the equation, eliminate decision fatigue, and let your money grow effortlessly in the background—without spending hours trying to “figure it all out” on your own.
This is how true wealth is built. And the best part? You don’t need a finance degree or a background in Wall Street to make it happen.
“Investing is not a game where the guy with the 160 IQ beats the guy with the 130 IQ.” - Warren Buffett
Hi there, my name is Tae Kim. Also known as Mr. Financial Tortoise.
As the name Financial Tortoise implies, I believe in getting rich slowly.
In the fable tortoise and the hare, the tortoise didn’t win because he was fast. He won because though he was slow, he was steady with his progress. I firmly believe that the same lesson can be applied to our wealth-building.
My family immigrated to the United States from South Korea when I was 9 years old. I didn’t speak a word of English, and like many immigrant families, we struggled financially to make ends meet.
I spent much of my childhood moving from place to place as my parents’ business struggled to stay afloat. I remember one day when a man showed up at our house, looking confused to see us still living there. It wasn’t until later that I learned he was from the bank—he had been told the home had already been foreclosed on and should have been empty. Instead, he found my family still going about our lives, unaware of what was coming. By the next day, we were packing up and moving out.
It is not an understatement to say that money has always been a sensitive point for me.
Thus I set out to pursue the American dream. I studied hard and worked hard. I believed that if I just climbed the social and economic ladder, I would eventually find financial success.
Thus by the time I had turned 30, I had a respectable career—a Captain in the US Army, an MBA from UCLA, and a great corporate job as a Finance Director at a quarter billion dollar organization.
I had done everything that was expected of me…
But there was just one problem…
I was completely broke
Without strong financial literacy, I made nearly every financial mistake in the book.
I was buried under $105,000 in student debt.
I made terrible decisions like buying a brand-new car I couldn’t afford, and blowing $45,000 on a wedding.
I invested in actively managed funds pushed by financial advisors, losing thousands in fees.
I finished graduate school and started my new job with a negative net worth.
The pressure and anxiety of living paycheck to paycheck weighed on me every single day.
I was terrified I wouldn’t be able to pay rent. Or make a car payment. Not to mention the expenses of kids.
But in those moments of anxiety and panic, something clicked for me.
I realized the “success path” I’d been following wasn’t working.
I was trying to look rich instead of trying to build real wealth.
I realized that everything I had been told about money was wrong.
So I committed to change my approach.
And that decision changed everything for me.
So I dove deep into personal finance, reading every book I could find. I started learning how the truly wealthy manage their money and implement practical, proven strategies to grow their wealth. I started:
Tracking my spending and living below my means.
Avoiding risky bets and focusing on long-term investments in low-cost index funds.
Ignoring the noise from get-rich-quick schemes and flashy trends.
I started investing for long-term wealth.
And as I continued to learn, make better decisions, and grow my wealth, I started to see real progress.
Through that journey, my wife and I crushed our six figures in debt, achieved our financial goals years ahead of schedule, and finally achieved the freedom to start living life on our own terms.
These slow wealth strategies have given me both freedom and security. They’ve given me the ability to take care of my loved ones and provide them with financial support. They’ve allowed me to take more risks in my career, and buy back my time.
But most importantly, they have given my wife and I the financial and emotional peace to enjoy our life.
That’s why I’m so passionate about sharing these wealth-building strategies with others—I’ve experienced firsthand how transformative they can be.
And the best part? You don’t have to wait decades to see results. With the right plan, you can start building real financial security and freedom now—without guesswork, without wasted energy, and without sacrificing the things that matter most.
That’s exactly why I created The Financial Tortoise Community—to give you the step-by-step roadmap to achieving financial freedom, no matter where you are at in your financial journey
Let me show you how it works…
How It Works
The Financial Tortoise Community is not just another passive online course. It is a comprehensive slow wealth system.
When you join The Financial Tortoise Community, you’ll be instantly added to the community where you can meet 1:1 with Tae, get instant access to all the classes and engage with other community members.
No matter where you are on your wealth-building path, we will be there to support you, coach you, and guide your decision-making process every step of the way (so you don’t have to spend months or years guessing trying to figure it out on your own.)
Your Slow Wealth System
Pillar 1
Coaching
You will have immediate access to 1:1 coaching calls with Tae. In these calls, you can ask questions, get clarity and leave with an personalized financial plan custom tailored to your needs.
There are also live monthly group Q&A sessions where you can learn from other community members as they work through specific issues.
Miss a session? No problem. Every call is recorded and available to watch anytime.
Education
Pillar 2
You’ll also get instant access to all courses: Money Mindset, Freedom Blueprint, Investing Simplified, and Smart Taxes.
These are specially designed courses where I teach everything you need to know about mastering money and growing your wealth the smart way.
Each lesson is paired with actionable tools, templates, and exercises to help you apply what you learn immediately.
Pillar 3
Community
Wealth-building doesn’t have to be a lonely journey. Inside our private community you’ll connect with like-minded professionals who share your financial goals.
You can ask questions, share insights, and stay accountable with others on the same path.
With 12 months of access, you’ll always have support as you simplify your finances and grow your wealth slowly—one smart decision at a time.
Join Today!
Enrollment is only open a few times a year to ensure that every member receives the best experience possible. Don’t miss out!
What Our Members Are Saying
Ready to start building long-term wealth?
Here’s a full overview of everything you get the minute you join the Financial Tortoise Community…
1:1 Coaching Sessions With Tae
When you join, you’ll receive three exclusive 1:1 coaching sessions with Tae. He’ll serve as your financial coach and accountability partner—helping you gain clarity, confidence, and a deeper understanding of your financial situation. Together, you’ll craft a personalized financial and investing plan designed to move you forward with intention.
With expert guidance, customized strategies, and direct support, you’ll be better equipped to build lasting wealth.
Money Mindset Course
In this 5-module course, we’ll explore how to think differently—and more intentionally—about money. Many of us were raised with certain beliefs around spending, debt, and what it means to be “rich.” Some of those beliefs are helpful. Others are a bit off. And a few might be holding us back entirely.
Throughout the course, I’ll break down key principles to help you build a healthier, more grounded mindset about money—one that supports long-term wealth and financial peace.
Freedom Blueprint Course
"You will never achieve financial freedom."
This is what we've been told all our lives. However, that is a lie. There is a systematic process for finding financial peace and, ultimately, financial freedom in our lives. In this 12-module course, I will show you the exact tactical steps you can take today—e.g., tracking your expenses, calculating your net worth, automating your finances, maximizing your tax-advantaged investment accounts, and many more.
Investing Simplified Course
The financial industry thrives on making investing feel complicated. Why? Because confusion is profitable. The more overwhelmed we feel, the more we rely on their expensive products and advice. But the truth is good investing doesn’t need to be complex. In fact, it’s often the simplest strategies that work best. In this 15-module course, I’ll walk you through common investing mistakes to avoid, core principles, and simple portfolio models you can start using immediately.
Smart Taxes Course
Taxes are one of the biggest expenses you’ll face in your lifetime. That’s why it’s critical to do everything you can to minimize your tax burden. In this 12-module course, I’ll walk you through how the US tax system works, the key deductions available, and smart, legal strategies to reduce what you owe. Whether you're a W-2 employee, small business owner, or somewhere in between, my goal is to help you get smarter on taxes so you can keep more of what you earn.
Monthly Live Q&A Sessions
On top of all the courses, the Financial Tortoise Community includes monthly live Q&A sessions:
⏵ We’ll walk through real financial questions—the big opportunities and the challenging roadblocks many face.
⏵ We’ll review the latest financial tools and resources that could help in your financial journey (e.g., portfolio visualizer).
⏵ You’ll get clear guidance on what’s holding you back.
Live Group Coaching Library
Yes, every live Q&A session is recorded. You can access all past live group coaching recordings as a Financial Tortoise Community member. Some of the past topics include:
⏵ What to look for when assessing mutual funds and ETFs.
⏵ How to move your investments from one firm to another.
⏵ When it makes sense to contribute to your Traditional 401(k) versus your Roth 401(k).
Exclusive Community Access
Inside The Financial Tortoise Community, you’ll connect with other like-minded professionals who share your goals, values, and commitment to financial growth. You will not only get to interact via insightful posts, but you can share, and discover valuable resources to share and discover valuable resources to simplify your financial journey. You don’t have to figure this out alone. Join a community that supports you and helps you stay motivated every step of the way.
All Future Courses & Resources
New courses and resources are continually being added to support your financial journey. When you join the Financial Tortoise Community, you’ll get immediate access to all current and future courses, feature updates, and additional tools—at no extra cost. There are no hidden upsells, surprise charges, or tiered pricing.
Just one simple, flat annual fee that covers everything available today, plus everything we add down the road.
But that is not all. I want to ensure you have all the resources necessary to succeed financially, so I’m bundling several incredible bonuses.
Financial Tortoise Bonuses!
Bonus #1
Model Investment Portfolios
There are many different ways to design your investment portfolio. Some approaches are incredibly simple, while others involve more complexity and customization. In this bonus, I’ll share with you the research, tools, and guides you can use to build your personalized investment portfolio.
Bonus #2
Backdoor Roth IRA Guide
If your income exceeds the Roth IRA contribution limits, you may not be able to contribute directly to a Roth IRA. However, there’s a perfectly legal workaround called a Backdoor Roth IRA. In this bonus, let me show you how this works and how you can take full advantage of it.
Bonus #3
HSA Mastery Guide
Health Savings Account, also known as HSA offers a rare triple tax advantage—tax-deductible contributions, tax-free growth, and tax-free withdrawals for qualified medical expenses. In this bonus, I’ll show you how you can maximize its benefits and potentially turn it into a stealth retirement account.
Bonus #4
Best Book Review Video Library
I’m a big believer in the power of reading. Books are one of the richest sources of wisdom and insight, and if you want to change your future, a great place to start is with the right book. I’ve organized all of my favorite book review videos here in this library so you can easily explore, learn, and apply their lessons to your own financial journey.
Bonus #5
YouTube PDF Companion Guide Library
For many of my YouTube videos, I produce accompanying PDF companion guides. They help summarize many of the points covered during the video and act as a good reminder during our financial journey. Instead of downloading them one by one, you can access them all from this one library.
FAQs
What's the difference between this and your free YouTube content?
While my YouTube channel offers valuable financial education, the Financial Tortoise Community takes it further with a structured, step-by-step system to simplify your finances, optimize your investment strategy, and build long-term wealth. Inside, you’ll get direct access to me and other like-minded professionals through 1:1 coaching, live Q&A calls, and group discussions. You’ll also have exclusive access to specially curated courses, and custom tools like templates, spreadsheets, and tools. Most importantly, you’ll be part of a private, supportive community committed to growing wealth the slow and steady way—together.
Is it financially worth it?
Financial advisors typically charge 1-2% of your portfolio annually. If you have a portfolio of $1M, this comes out to $10,000 to $20,000. Hourly advisors charge $200-$500 per hour for their services. When you meet with them multiple times throughout the year, this comes out to $1,000 to $2,000 annually. With the Financial Tortoise Community, you pay a flat annual fee for 12 months of unlimited access to everything included—without any hidden fees or ongoing commissions.
What commitment is required from me?
The Financial Tortoise Community is built to fit into your life—not take it over. Everything is self-paced, so whether you have 10 minutes a day or an hour a week, you can still make meaningful progress. There’s no pressure to complete everything at once—you can start small and see real results. The strategies are designed for immediate action, so you’ll improve your finances without needing to spend hours studying.
When will enrollment open again?
The Financial Tortoise Community opens up enrollment only a few times a year, depending on capacity. I want to ensure that every member who joins receives the best experience possible. The best way to stay updated is to join the waitlist and keep an eye on my emails. That way, you’ll be the first to know when doors open again.
Is this program self-paced, or is it cohort-based?
The Financial Tortoise Community is self-paced with a mentorship and community component. As soon as you join, you get instant access to the entire curriculum and community hosted inside of Skool (a community platform), as well as every resource and bonus listed above. You can work your way through the material as quickly or as leisurely as you want.
Join Today!
Enrollment is only open a few times a year to ensure that every member receives the best experience possible. Don’t miss out!
Still Not Sure If It’s Worth It?
Last but not least.
We want to make The Financial Tortoise Community a no brainer for you.
So our refund policy is simple.
If you join the program and you don’t feel like you got the value that you hoped for, we will give you a 100% refund within 30 days of your purchase.
No questions asked.
The reason we're offering this is because we know that the frameworks and strategies we teach work.
What we don't have control over is that you have to put them into action.