Safe Withdrawal Estimator
See how much income your portfolio could support each year at different withdrawal rates, including the 4% rule.
$
Annual withdrawal at 4.0%
$0per year
Compare withdrawal rates
Lower rates have historically lasted longer; 4% is the classic starting point from the Trinity Study.
| Rate | Per month | Per year |
|---|
This calculator is for educational purposes only and does not constitute financial advice. The 4% rule is based on the Trinity Study (1998), which examined historical portfolio survival rates over 30-year periods. Individual results may vary based on market conditions, asset allocation, and personal circumstances.