Rule of 72 Calculator

The Rule of 72 estimates how many years it takes to double your investment by dividing 72 by the annual rate of return.

%
$

Your money doubles in

10.3years

$10,000 → $20,000

Compare Scenarios

Savings Account

1% annual return

72.0years

$10,000 → $20,000

Bonds

4% annual return

18.0years

$10,000 → $20,000

Stock Market

7% annual return

10.3years

$10,000 → $20,000

This calculator is for educational purposes only. The Rule of 72 is an approximation that works best for returns between about 4% and 12%. Actual investment returns vary and past performance does not guarantee future results.