Coast FI Calculator
Find out how much you need invested today to coast to financial independence by your target retirement age.
How much you want invested by retirement, in today’s dollars.
Your Coast FI number
$0
Years to coast
Growth multiple
Growth from compounding
Your Coast FI number
Set a retirement target and a retirement age later than your current age to see your number.
How it grows
Your coast amount compounding to your target, untouched. Hover to see each year.
Coast FI is the moment your investments are large enough that, even if you never add another dollar, they’ll grow into your full retirement target by the time you stop working. Adjust the inputs above to find your coast point.
For education only, not financial advice. Returns are assumed real (after inflation), and the calculator uses a steady average annual return. Actual markets vary year to year.