VTSAX + VBTLX + CASH = World's Simplest 2-Fund Portfolio
Looking for the world’s simplest portfolio? VTSAX and VBLTX are two of the best index funds out there, and when combined with some cash, they make a perfect 2-fund portfolio. In this post, I explain the rationale behind this strategy, sample allocation by life stage as well as some alternative funds.
Best Navigate The High Interest Rate Environment
It can be difficult to navigate the high-interest rate environment. But with the right approach, it can be a lot easier. In this post, we’ll review strategies on how to make the most of your money in today's market.
High Performance Habits
When we think of high performance we usually think of top-tier Olympic athletes. However, the truth is that high performance is relative. We may not all win Olympic gold medals, but we can all perform best in our own personal lives. So in this post, I want to share with you five of my personal favorite high-performance habits - habits that I hope can help you achieve your personal and financial goals.
Margin Of Safety
The margin of safety. We know it’s important, but how many of us intentionally plan these into our lives? According to google maps, it takes exactly 22 minutes to drive from our home to the closest supermarket. But if you’ve driven a car for any period of time you know we should leave some buffer room. So in this post, I want to share with you 8 ways to create more margin of safety.
Buy Back Time
Time is the most precious resource we have. Time cannot be mined like gold. Time cannot be pumped out of the ground like crude oil. And we cannot invest time and earn 8% returns like the stock market. Once we use it, it is gone forever and we can’t make any more of it. So in this post, I want to share with you seven steps to buying back more time.
Don't Try To Be A Billionaire
Growing your wealth is one thing, but becoming a billionaire is another. In this post, I share five reasons why you shouldn’t spend your time and energy trying to become a billionaire.
How Millionaires Buy Homes
Are you curious to know how millionaires buy homes? What kind of homes do they buy? What they prioritize when looking at homes. And how do they approach the whole buying process in itself? In this post, I’m going to review how millionaires buy homes and, more specifically, the ten home-buying traits of a millionaire.
9 Frugal Habits To Start This Year
In order to achieve success in the new year, you'll want to start practicing frugal habits. This post will teach you nine simple ways to save money and improve your financial situation.
How To Rebalance Your Portfolio
It's important to periodically rebalance your portfolio to ensure that you're taking on the right amount of risk. In this post, we'll show you different strategies to rebalance your portfolio.
Financially Efficient Household
The term efficiency is defined as the ability to achieve an end goal with minimal waste, effort, or energy. Wouldn’t it be nice to apply this same concept to our home and financial lives? So in that spirit, in this post, I want to review 9 ways we can build a financially efficient household.
Be Frugal. Not Miserable.
It's easy to think that in order to save money, you have to be miserable. But that's not the case at all. In this post, I'll share some tips on how to be frugal without feeling deprived.
How To Retire Faster
Are you looking to retire faster? If so, you're not alone. In this post, I'll share five investment strategies that can help you reach your retirement goals sooner.
Hierarchy of Investment Needs
Investments are made for a wide range of needs. One could be saving for one’s retirement which can be many decades away. Another could be saving to buy a house in 5 years. So in this post we are going to review the 5 levels of “Hierarchy of Investment Needs” so you can use it as a framework to help you prioritize your money.
12 Terrible Money Advice To Avoid
Financial advice isn’t one-size-fits-all. Discerning between good and bad advice is a crucial skill to growing and protecting your financial wealth. So in this post we are going to review 12 terrible money and investing advice you should take with a grain of salt and most likely just avoid completely.
The Truth About Car Leasing
Leasing a car can seem like a great idea, but there are some things you should know before you sign on the dotted line. In this post, we'll break down the truth about car leasing and help you decide if it's the right option for you.
Is Buying A House Still Worth It?
There are a lot of factors to consider when deciding whether or not to buy a house. In this post, we'll discuss some of the pros and cons of homeownership and help you make an informed decision.
Buy & Hold Strategy Doesn't Work
There's a lot of talk these days about the buy and hold investment strategy. But is it really as great as people say? In this post, I take a look at the buy and hold strategy and show why it doesn't always work.
FZROX $0 Fee Fund - Too Good To Be True?
In this post, we take a look at the FZROX $0 Fee Fund and ask the question: is it too good to be true? FZROX has been making waves in the investment world with their promise of no fees. But what's the catch? Is this fund too good to be true, or is it actually a great investment?
3-Fund (+1) Portfolio Strategy
The 3-fund portfolio strategy is a simple, low-cost way to build a diversified investment portfolio. By owning just three simple low-cost index funds, a total US equity, a total US bond, and a total international equity, all of us can outperform the vast majority of mutual funds out there. But what if we want to add a bit more flavor to our 3-fund portfolio? What would be a good addition? So in this post we are going to talk about the 5 most popular 4th additions to the 3-fund portfolio strategy.
8 Strategies To Increase Investment Returns
When it comes to investing, you want to make sure you're doing everything possible to increase your returns. In this post, I share eight different strategies you can use to achieve just that.